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October 27, 2025

Maryland Urges Accommodations for Policyholders Affected by Government Shutdown

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The Maryland Insurance Administration (MIA) issued a bulletin urging property and casualty insurers, including those handling workers’ comp policies, to offer accommodations for policyholders affected by the federal government shutdown.

Such accommodations may include deferring premium payments, extending grace periods, accepting partial payments, and waiving late fees and penalties.

The bulletin also includes guidance for Maryland-based insurers that offer grace periods to policyholders, outlining how they may request special accounting treatment for overdue premium payments during 2025.

Essentially, this bulletin encourages insurers to offer financial flexibility during the federal shutdown, helping reduce administrative strain and support coverage continuity.

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